As an independent insurance agency, Palm Insurance represents multiple top-rated carriers. Our independence allows us to objectively evaluate the marketplace and secure the most effective combination of coverage and value — without being confined to a single provider.

Founded in 2011 by Rob Cichra and Tom Alford, Palm Insurance has grown into a full-service independent agency built on strategic guidance, transparency, and long-term relationships. We proudly serve individuals, families, and businesses throughout Florida, delivering tailored protection strategies designed to safeguard assets, income, and long-term financial stability.

Our agency provides comprehensive insurance solutions, including:

• Personal Insurance ( Auto, Home, Renters, Umbrella )
• Commercial Insurance
• Life Insurance
• Boat & Watercraft Insurance
• Motorcycle Insurance
• Golf Cart Insurance
• Specialty Lines and Customized Risk Solutions

At Palm Insurance, our role extends beyond placing policies. We serve as long-term risk advisors — proactively managing renewals as markets shift, advocating for our clients at renewals, and guiding confident decisions at every stage of life and business.