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Terms and Conditions – Palm Insurance LLC
Effective Date

March 9, 2026

Website Use

Information on this website is provided for general informational purposes only. Use of this website does not create an insurance policy or guarantee coverage.

Insurance Quotes

Quotes provided through this website are estimates based on submitted information and are not guaranteed. Final premiums and coverage are determined by the underwriting insurance carrier.

Intellectual Property

All website content including text, graphics, and logos are property of Palm Insurance LLC and may not be reproduced without permission.

SMS Messaging Terms

By submitting your phone number, you consent to receive SMS messages from Palm Insurance LLC regarding quotes, policy updates, appointment reminders, and customer service communications. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out. Reply HELP for assistance. Palm Insurance LLC does not share or sell SMS consent or phone numbers to third parties or affiliates for marketing purposes.

Limitation of Liability

Palm Insurance LLC is not liable for damages arising from use of this website or reliance on website information.

Third‑Party Links

Our website may contain links to third‑party websites. Palm Insurance LLC is not responsible for the privacy practices or content of external websites.

Governing Law

These Terms and Conditions are governed by the laws of the State of Florida.

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  • 237 9th Ave N Suite 3,
    Jacksonville Beach, FL 32250
  • 904-219-8927
  • 904-758-6446
  • thecichrateam@palminsurance.com
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